David Faughnan, Author at - Page 6 of 7

Click here for more information on Professional Indemnity Insurance with S.A. Faughnan Ltd Businesses should make the earliest possible application for renewal of cover. Making an application close to the deadline is not viewed favourably by insurers Make sure that you give yourself enough time to complete the proposal form correctly and get the necessary documentation together ...

For More Information on Business Insurance for Start-Ups With S.A. Faughnan Click Here You’re a New Business Start Up - Who needs to take out Insurance…..What do you need to consider?   It’s no secret that many, if not most, new small businesses and start-ups are home based. The days when a “virtual office” sounded new and hip are long past, and it’s practically expected th...

Click Here For More Information On Business Insurance With S.A. Faughnan What is Business interruption? Business interruption insurance (also known as business income insurance or consequential loss insurance) is a type of insurance that covers the loss of income that a business suffers after a disaster. The income loss covered may be due to disaster-related closing of the business fa...

  Cyber liability insurance cover has been around for 10 years, but most security professionals seem to have not heard of it or know that it exists   Cyber threats are real, growing in both number and sophistication.  There is an increased potential for errors and omissions, copyright or trademark infringement, and breaches of private information.   Damages from thes...

For more information on Professional Indemnity Insurance with S.A Faughnan Click Here Do you provide advice or design or offer similar services in a professional capacity? If so, Professional Indemnity Insurance is an essential cover you need to consider for your business.   Any person who gives advice, designs, or offers similar services in a professional capacity is seen by clients a...

  Who needs this cover? If you provide a product or service for online purchase on your website you are exposed to claims from your customers and/or potential customers should your website be hacked/breached and that customers’ personal data be stolen either individually or as part of a data base by the hackers.   A customer can bring a claim against your website/company fo...

  Do I need to consider this cover in my capacity as a Director, Officer or if I have managerial responsibility at a company? The simple answer is Yes I Do! The purpose of Directors & Officers Liability: This type of liability insurance is effected to provide financial support and protection to directors and officers of a company for defence costs and legal liability incurred for...

For more information and Advice about Property Owners Insurance with S.A. Faughnan Click Here Are you a Landlord of a Commercially Let property? Commercial property insurance helps businesses pay for repair or replace property that was damaged by a fire, storm, or other event covered by the policy. It also pays to replace stolen or lost property.   You can buy a single policy to cov...

For more information about Contractors Insurance with S.A Faughnan Click Here You’re a Builder who needs to take out Liability and All Risks insurance…..10 Tips on What you need to do and What you need to avoid doing…   Tip1 Do not intentionally underestimate your employee wage roll or your annual turnover – this will become obvious in the event of a claim   Tip 2 ...

Tip 1 Check your antifreeze Check coolant levels regularly and top up with a mixture of the correct type of antifreeze in your radiator.   Tip 2 Check your battery If battery is older than 3 years make sure to get it checked as the cold winter weather can affect the working of same.   Tip 3 Inspect your tyres Check the pressure in each tyre which should have...