Combined Insurance
Specialist Business Team
Combined Insurance
Working from a commercial / retail premises, having the right insurance cover for your business is important. We understand that every business is different so we offer policy options you can tailor to the needs of your company.
A commercial combined policy can cover your business premises, contents, equipment, stock, business machines, machinery, plant, fixtures and fittings and computers if it is damaged, lost or stolen. Also includable are Public, Products & Employers’ Liability cover. In addition, you can also add a range of specialist covers to your policy: portable equipment (all risks), business interruption including rent payable / receivable, legal expenses, personal accident, directors & officers liability, goods in transit, fidelity guarantee, money and glass.
- Buildings, Contents, Fixtures, Fittings, Computers tick Stock, Business Equipment, Machinery, Plant
- Public & Employers Liability
- Business Interruption / Loss of Revenue
- Money incl. Personal Accident / Assault
- Fidelity Guarantee / Goods in Transit
- Directors & Officers’ liability cover
- Legal Expenses cover
- Products Liability
- Loss of Rent Receivable / Payable
- Loss of Book Debts
- Fire Brigade Charges / Glass & Framing
- Engineering & Statutory Inspection
- operate a retail, wholesale, manufacturing, construction or other commercial business
- work from a commercial / retail / industrial / manufacturing premises
- own your own premises, machinery, plant & equipment, contents, fixtures & fittings, stock etc.
- have employees / contractors working for you
- carry out manual work away from your business premises
- have clients visit you at your business premises
- rely on a fully operational premises to generate business income
Why have Combined insurance?
- damage to, loss or theft of business premises, contents, machinery, plant or equipment or stock
- claims from a client or member of the public due to injury or illness suffered by them as a result of your negligence either at your premises or elsewhere
- claims from an employee / contractor for injury, illness or death during the course of their work for you either at your business’ premises or that of a supplier, client or customer’s
- loss of business revenue due to damage to your premises (or that of a suppliers / customers) and / or it’s contents, stock, computers, machinery, plant or equipment etc.
- Covers you when you have to pay compensation to a client, employee or member of the public for an illness or injury or damage to their property and your business is at fault
- Pays out legal fees spent in defending a claim
- Compensates you for loss to your business property, contents, stock, machinery, plant or equipment
- Professional Indemnity
- Directors & Officers Liability
- Motor (Fleet) Insurance
- Cyber Liability
- Personal Accident
- Engineering & Inspection
What Our Clients Are Saying
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MEET THE TEAM
David Faughnan CIP, Director
You can contact via phone below or click on photo to email directly 01 8245555
MEET THE TEAM
Elisa McKenzie CIP QFA
You can contact via phone below or click on photo to email directly 01 8245555
