Directors & Officers Liability

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Directors & Officers Liability Insurance

With a Directors’ & Officers’ Liability insurance policy, you can be confident, knowing that your policy can protect the financial wellbeing of both your company and the personal wealth of your directors in situations like the following:

a Health & Safety investigation following an injury to an employee leading to substantial legal costs
an allegation of sexual harassment, which results in legal costs and a potentially sizeable financial award
fraudulent employee activity, leading to a significant gap in your cash flow
unintentional negligent misstatement(s) in relation to company financial reports by a director, officer or employee of the company
omission by a director, officer or employee to place the company insurances or placing the wrong type of insurance cover

What does Directors & Officers Liability insurance cover me against?

Financial Loss claims from Third Parties
Health & Safety investigation costs & awards
Claims from Shareholders / Stakeholders
Costs of defending a Third Party claim

Legal Costs / Revenue Investigation fees
Employment Tribunal awards & costs
Claims against Directors personally
Compensation awards made to Third Parties

You may need Directors & Officers’ Liability insurance if you…

are an employee, manager, director, secretary, treasurer, shareholder, spokesperson or financial controller of a company, business or association
are an apartment block owners management company (OMC)

Why choose S.A. Faughnan (Brokers) Ltd. insurance?

We offer a range of industry-specific policies to suit the risks you face in your business
We can advise you in choosing from several limits of directors & officers’ liability insurance cover, up to €1m each & every loss
We deal only with A-Rated Insurers

What other insurance cover do I need to consider to adequately protect my business?