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Office Insurance

Business Risks Team

Office Insurance

Whether you work from home or a separate business premises, having the right insurance cover for your office is important. We understand that every small business is different so we offer policy options you can tailor to the needs of your company.

 

An office policy can cover your business’ contents, equipment, stock, business machines, fixtures and fittings or computers if it is damaged, lost or stolen. In addition, you can also add a range of specialist covers to your policy: portable equipment, business interruption, legal expenses and buildings cover.

 

What can Office insurance cover me for?

  • Public Liability
  • Property Damage
  • Money
  • Legal Expenses

  • Employers’ Liability
  • Personal Accident
  • Glass / Framing
  • All Risks

  • Work Away (clerical)
  • Business Interruption
  • Goods in Transit
  • Loss of Book Debts

 

You may need Office insurance cover if you:
  • work from home and / or a business/office location
  • own your own business premises, contents, stock, computers &equipment, business machines
  • have employees working for you
  • carry out non manual work away from your business premises
  • have clients visit you at your home / office premises
  • have business property which you wish to protect

 

Why have Office insurance?

To protect your business from the following;
  • damage to, loss or theft of business contents or equipment or premises
  • claims from a client or member of the public due to injury or illness suffered by them as a result of your negligence
  • claims from an employee for injury, illness or death during the course of their non manual work for you
  • loss of business revenue due to damage to your office premises and / or it’s contents, stock, computers, equipment etc.

 

How Office Insurance protects you and your business.
  • Covers you when you have to pay compensation to a client, employee or member of the public for an illness, injury or damage to their property and your business is at fault
  • Pays out legal fees spent in defending a claim
  • Compensates you for loss to your business property, contents or equipment

 

What other insurance cover do I need to consider to adequately protect my business?

  • Professional Indemnity
  • Directors & Officers Liability
  • Motor (Fleet) Insurance
  • Cyber Liability
  • Personal Accident
  • Liability (work-away) cover

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    MEET THE TEAM

    David Faughnan CIP, Director

    You can contact via phone below or click on photo to email directly 01 8245555

    MEET THE TEAM

    Elisa McKenzie CIP QFA

    You can contact via phone below or click on photo to email directly 01 8245555