Houses In Flats

Specialised Property Team

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Houses In Flats

S.A. Faughnan (Brokers) Ltd. have specialised in private residential accommodation insurance since 1997 having been appointed by the Irish Property Owners’ Association (IPOA – National Landlord Representative Association) to provide financially secure and willing insurance markets for their members. To date we have remained the appointed broker to IPOA and have successfully and consistently provided competitive markets for landlords through financially secure A-Rated Insurers.

The Property Owner / Landlord products we provide for Houses in Flats are some of the widest forms available on the market, and include, in addition to Property Damage All Risks cover the following additional benefits;

Quoting For;

Pre-63’s
Period / Protected Listed properties
Converted Multi-Unit Houses
Apartment Units – Landlord Contents
Apartment Blocks
House Share
Student Lets
RAS / HAPS / City Council Lets
Airbnb / Booking.com / City Break Lets
Hostels
Short Term Lets
Social Housing / County Council Lets

The Property Owners’ cover we provide is the widest available in the market, and provides Property Damage All Risks cover including the following additional benefits at no extra cost;

Additional Benefits;

Accidental Damage cover in respect of Buildings
Malicious Damage caused by your Tenants
Public / Property Owners’ Liability cover limit of €6,500,000
- Extendable to cover casual property repairs & maintenance
Employers Liability for property repairs (where required) - €13,000,000
Loss of Rent / Alternative Accommodation starting at 20% of the Building sum Insured – 24 month indemnity period
Professional Fees / Debris Removal
Trace & Access cover
Fire Brigade Charges (generous limit)
Landscaped Gardens
Replacement of Locks
Glass
Loss of Metered Water Charges
Damage by Emergency Services
Interested Parties noted (Bank / Receiver / Local Authority / NAMA / NALM etc.)
Waiver of Subrogation Rights
Non-Invalidation Clause

We can also extend your cover to include cover for the Listed / Period / Protected Internal & External Features of your property (subject to policy limits) at a small additional cost.

Click here to find out “Why You should insure to the correct Re-Build Value”