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Single Unit Buy To Let

Specialised Property Team

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87% of our Landlord clients find us more competitive than the other brokers they've tried

Single Unit – Buy To Let Residential

S.A. Faughnan (Brokers) Ltd. have specialised in private residential accommodation insurance since 1997 having been appointed by the Irish Property Owners’ Association (IPOA – National Landlord Representative Association) to provide financially secure and willing insurance markets for their members. To date we have remained the appointed broker to IPOA and have successfully and consistently provided competitive markets for landlords through financially secure A-Rated Insurers.

The Property Owner / Landlord cover we can offer for Buy To Let properties is Property Damage All Risks, and in addition includes the following additional benefits;

Additional Benefits

Accidental Damage cover in respect of Buildings
Malicious Damage caused by your Tenants
Public / Property Owners’ Liability cover limit of €6,500,000
- Extendable to cover casual property repairs & maintenance
Employers Liability for property repairs (where required)
Loss of Rent / Alternative Accommodation starting at 20% of the Building sum Insured
Professional Fees / Debris Removal
Trace & Access cover
Fire Brigade Charges
Landscaped Gardens
Replacement of Locks
Glass
Loss of Metered Water Charges
Damage by Emergency Services
Interested Parties noted (Bank / Receiver / Local Authority / NAMA etc.)
Waiver of Subrogation Rights
Non-Invalidation Clause

Quoting For;

Pre-63’s
Period / Protected Listed properties
Converted Multi-Unit Houses
Apartment Units – Landlord Contents
Apartment Blocks
House Share

Student Accommodation/Lets
RAS / HAPS / City Council Lets
Airbnb / Booking.com / City Break Lets
Hostels
Short Term Lets
Social Housing / County Council Lets
• Subrogation Waiver
• Indemnity to County Council
• Long Term Lets / Leases

Why 'All Risks" Is Important?

Property Damage ‘All Risks’ insurance cover is a much broader, more extensive and inclusive property cover when compared with the frequently marketed ‘landlord home insurance’ policy.

Although priced slightly more than home insurance, cover limits are generally higher for frequently claimed perils, the onus is not on the insured to prove his/her claim is valid, and the acceptance criteria is generally broader in terms of property usage, tenancy types, year of build, multiple units, flat roofs etc.

If you treat your rental property income as a business, then insure the property with a business / commercial type insurance cover i.e. Property Damage All Risks insurance, otherwise you could be left short when a claim occurs.

We can also extend your cover to include cover for the Listed / Period Protected Internal Features of your property (subject to policy limits) at a small additional cost.

Click here to find out “Why You should insure to the correct Re-Build Value”

Call us now on 01 8245555 or submit a ‘Get A Quote’ form and we will recommend the property insurance cover that is right for you.