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Un-Occupied Buildings

Specialised Property Team

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01 824 5555

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Over 55% of malicious fires are started at un-occupied or otherwise vacant properties

Vacant / Un-Occupied Buildings

We are Experts in covering vacant / un-occupied property.

Are you acting as an Executor or have the Power of Attorney and need a property covered?
Is Long Term vacant cover required?
Is the property temporarily un-occupied?
Are you looking after a newly built completed house?
Is the property for sale?

We have specific 12 month vacant property policies for residential, mixed use or commercial (single or multi-unit) properties including completed new builds.

Our Tips & Guidance on Risk Prevention

Do not make it obvious that the property is vacant / disused / unoccupied – refrain from any boarding up or leaving a padlock on the gate or other no-entry obstructions which would inadvertently make it obvious there’s nobody there.
Keep the lawns and driveway in good order – cut the grass regularly and weed the drive & flower beds. If it looks well kept, it looks like there’s someone there.
Keep a light on a timer upstairs and downstairs to come on when darkness falls and to switch off at normal bedtime
Do not leave bins or furniture outside the property unless for immediate collection
Be aware of the Unoccupied Property Conditions or Unoccupancy Clause on your policy as there will be commitments there for you to manage to ensure cover is not adversely affected
Visit the house regularly and take a look through the internal and external areas.

Vacant / un-occupied buildings bring extra risk to the owner. Transfer that risk now to a Property Insurer.

We have particular expertise in such properties and provide the necessary cover the market is willing to provide via A-Rated (financially secure) fully regulated Insurers whom you can trust.

The type of COVER we can provide;

Fire, Lightning, Aircraft & Explosion cover in respect of Buildings (& Contents where required)
Storm, Flood & Theft cover (where requested)
Public / Property Owners’ Liability cover limit of €6,500,000
Fire Brigade Charges
Professional Fees
Debris Removal
Interested Parties noted (Bank / Receiver / Local Authority etc.)
For larger Commercial Properties, we can arrange additional perils e.g. storm / flood / accidental damage

Cover can be extended when the property becomes occupied by tenants to include the full range of perils including also Loss of Rent & Accidental Damage to Buildings.

Why S.A. Faughnan?
S.A. Faughnan Are The Property Insurance Experts.

Click here to find out “Why You should insure to the correct Re-Build Value”

Call us now on 01 8245555 or submit a ‘Get A Quote’ form and we will recommend the property insurance cover that is right for you.