What your landlord insurance does (can) cover –
Fire, Storm, Escape of Water, Flood, Theft, Subsidence, Impact by Vehicle, Loss of Rent, Fire Brigade Charges, Glass, Trace & Access, Public/Property Owners liability, injuries to Domestic Employees.
What your landlord insurance does not cover – Wear & Tear, Gradual Deterioration, Theft by member of the household, Property in t...
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Flooding is the most common natural disaster so firstly you need to ensure that your property insurance policy covers Flood risks. If your property is located in a flood risk area it is highly likely that your current policy will exclude flood and you will find the cover is not available to you on the insurance market...
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If you own commercial property, you need to ensure that it is adequately covered with a comprehensive and competitive property insurance package.
Commercial Property Insurance protects your organisation against physical damage to, or loss of, your property assets. In the case of catastrophes like fire, explosion, theft, or...
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Going back as far as the 1960’s and beyond, large residential properties had been converted by investors or traditional Landlords into ‘flats’ or ‘bedsits’ across Ireland’s cities and towns.
Many of these properties which had already been in multiple residential units (tenement or other) prior to th...
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How do I calculate the re-build costs?
Buildings are an asset and like any asset should be adequately protected. A property reinstatement valuation assesses the cost of reinstating the property to its original condition in the event of total destruction. It is extremely important to note that the market value of th...
Click here for more information on the cover S.A Faughnan provide for Properties Undergoing Renovation
There are many properties requiring renovation either with minor decoration works needed or a major update in the construction. It is imperative that insurers know about all works being carried out no matter how small to ensure suitable cover is in place.
As property insurance speci...
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How to protect and prevent hazards at vacant and unoccupied properties
What is the definition of an unoccupied/vacant property? – property in the form of buildings or parts of buildings which are unoccupied / vacant or where business is out of service.
Insurer’s views vary when it comes to unoccupie...
A Property Owners policy is designed to meet the insurance needs of a range of Property Owners involved in Residential, Commercial or Industrial investment property risks. The key areas of cover required for investment property include the following:
Material Property Damage
The buildings sum insured should be equal to the cost of rebuilding the property from scratch if it is...